Personal Protection Plan

For less than $2.50 per month
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The Personal Protection Plan® is a proactive online educational and recovery program that employs proprietary risk management processes to assist members in minimizing the risk of becoming an identity theft victim. The Awareness and Prevention modules are focused on education. Each module adds a successive layer of protection. The Recovery and Insurance modules are focused on the recovery process in the event that a member experiences an identity theft event.

In addition to identity theft protection, the Computer Protection PlanSM will also provide members with financial reimbursement in the event their home computer requires repair as a result of physical damage and/or a computer virus.


You get the following benefits:

 

For less than $2.50 per month
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AWARENESS MODULE:

The Awareness Module is the cornerstone of our process. If the member is unaware, or uninformed of the risks and exposures associated with an identity theft event, then you they are at the total mercy of any would be identity theft criminal. It is said that identity theft is the crime of opportunity, and this is because as individuals, we are uneducated about the risks and exposures associated with identity theft. The Awareness Module will provide members with the education that they need to assist them in protecting their good name and identity. The Awareness module will provide members with:

  • Identity theft E-mail alerts (as needed)
  • Virus alerts via email (as needed)

PREVENTION MODULE:

With the Awareness Module as the cornerstone of the risk management process, the Prevention Module becomes the foundation. The prevention module will provide members with easy to understand tips and techniques that will assist them in minimizing the risk of becoming an identity theft victim. Not only will these prevention methods be easy to understand, but they will also be easy to implement. In less then 30 minutes per month, a member can be kept informed and shown how to minimize the risk of an identity theft event happening to them. The Prevention Module will provide members with:

  • Monthly e-newsletter
  • Prevention tips and techniques
  • Prevention product solutions

RECOVERY MODULE:

Since there is no such thing as a silver bullet or a magic pill when it comes to identity theft, the Recovery Module is the module that will assist a member in changing their identity theft event from a nightmare into just a bad dream.

If a member becomes the victim of an identity theft event, they will need help. Knowing when to start, who to contact and what to say is going to make this process much easier for them to manage. Keep in mind that this is not something they can turn over to their personal assistant to handle for them. An identity theft victim has to be personally involved in the process. Therefore, the Recovery Module is designed to make the process manageable. The Recovery Module will provide members with:

  • Exclusive recovery checklist
  • Recovery materials including:
    • All the form letters they will need
    • Who to contact, and their contact information
    • What to tell them
    • What order to implement it in
  • 24/7 customer service help line
  • Follow up process just to be sure

INSURANCE MODULE:

Restoring one's name and good credit is a frustrating, time-consuming, and expensive process. Therefore, in response, an Insurance Module will be included that will provide expert assistance and financial relief up to the limit of coverage terms, subject to a dollar deductible (if any), for identity restoration costs, legal defense expenses, and lost wages.

  • Identity Theft Event Protection:
    • Up to $10,000 limit in identity theft insurance*
    • $0 deductible
    • Loss of Wages are sub-limited at $500 per week, maximum 4 weeks
    • 6 Month Reporting Period (standard)
 

For less than $2.50 per month
                   Click Here to Apply


The Computer Protection Plan

The Computer Protection PlanSM is designed to keep members educated about their personal computer and provides coverage for computer virus and physical damage. It pays the insured for loss, excess of any applicable deductible, resulting from a computer virus attack, first occurring during the policy period and reported within 6 months of the computer virus attack first occurring.

Summary of Benefits

  • Virus Alerts (as needed)
  • Computer virus and physical damage protection

  •     - $1,000 sub-limit for personal computer viruses and physical damage
       - Covers property damage to a home computer caused by a computer virus
        - Provides actual cash value of the equipment damaged
        - Provides costs to repair, reconstruct, or replace data on a hard drive
        - Computer physical damage

Our Identity Theft program will also provide:

  • Access to the www.myIDsite.com member-only web site.
  • Links to other resources for information pertaining to personal identity theft issues.
  • 100% satisfaction guaranteed with a 30-day refund to all members

    Exclusions under the standard homeowner's policy will make this coverage primary.

For less than $2.50 per month
Click Here to Apply

Purchase options

Individual Coverage
$29.95 annually
  • By choosing this option, one person can register for an individual subscription to the Personal Protection Plan®.
  •  
    Combined Coverage
    $34. 95 annually
  • By choosing this option, up to two adults residing in the same household can each be registered for a subscription to the Personal Protection Plan® at a discounted price.
  • *Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. For questions about coverage, please contact info@myidsite.com or 866-756-2400. Coverage not available to residents of New York and may not be available in other jurisdictions.

     
                                                                                                                  
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    IT Risk Managers is the Program Administrator for the Program for the myIDSite program. IT Risk Managers, Inc., based out of Okemos, Michigan, is one the industry's premier brokers for Internet & Technology (Network) insurance. We are a licensed insurance broker that specializes in providing risk management solutions for companies that are in the technology business or for companies that use technology.

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    *Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. For questions about coverage, please contact idtheft@aig.com or 866-826-4974. Coverage not available to residents of New York and may not be available in other jurisdictions.


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